Which banks grant loans more easily

The situation on the credit market continues to show encouraging signs of improvement, at least from the point of view of loans that are granted to Italian families and businesses. For large banking groups it is easier to grant loans, but is it actually so? The data deserves the right interpretation. Let’s find out in this guide what are the main advantages of being able to apply for a loan to Sam Spade.

Loans: which banking groups grant them more easily

Loans: which banking groups grant them more easily

Major pan-European banking groups are more likely to lend to households and businesses. This derives from the broader range of actions of the credit institutions and from the “mass” of credit consumers ready to present the request for a loan to meet their needs.

This does not mean that these large groups give more money than in the past, indeed, it must be emphasized that, with the economic crisis, the tendency to subject the assessment of creditworthiness to more “restrictive” criteria has been accentuated .

Granting a loan

Granting a loan

The fear of the banks (in particular of the main banking groups) of not recovering the mass of “deteriorated” credits pushes them more and more to evaluate ad hoc the creditworthiness of the “mass” of customers that presents themselves every day to request a loan .

Before granting a loan, each bank evaluates the request received from the instant taking into consideration: the client’s personal data, his job position and his previous credit history. During the preliminary investigation phase, the credit institution checks all available information and expresses a credit score (reliability score).

Sam Spade loan: banking and insurance partners

Sam Spade loan: banking and insurance partners

Among the best personal loans that can be requested on the credit market, you can contact Sam Spade Credit Consultants .

Since 2010, the Conventions that has signed up with leading banks and partner institutions have increased in number: this allows us to satisfy all the needs of an increasingly diversified clientele.

Some of the main banking partners and insurance groups affiliated with Sam Spade.

This guarantees every instant subject to satisfy his request with greater ease and simplicity, benefiting from the possibility of having a “customized” loan disbursed. The personal loans that the ABC Credit Consultant offers you start from a minimum amount of € 1,500 to a maximum of € 100,000 with terms varying from 12 months to 120 months. Request your ABC loan now!